The five-year plan is updated annually and submitted to the Scottish Government, outlining priorities proposed for investment in affordable housing. It demonstrates Fife’s commitment to tackling the housing emergency and meeting the objectives of the Local Housing Strategy, including ending homelessness, providing more homes in the right places, and ensuring properties are warm, low-carbon and suitable for all.

The plan sets out investment priorities for affordable housing over the five-year period in a bid for funding to help subsidise the overall cost.

Key highlights of the SHIP:

• 2,640 potential new affordable homes across Fife between 2026 and 2031 – exceeding identified need by 635 homes.
• 92% of homes for social rent, with the remainder as mid-market rent options.
• 32% of all new homes designed for specific needs, including wheelchair-accessible and older persons’ housing.
• Continued partnership with the Fife Housing Association Alliance (FHAA) to maximise delivery.
• A focus on energy efficiency and zero-carbon heating systems, supporting Fife’s Climate Change Plan and reducing fuel poverty.

Cllr Judy Hamilton, spokesperson for housing, said: “This is one of the most important commitments we make as a council – to provide safe, warm, affordable homes for the people of Fife. It’s about creating communities where families can thrive and homes are provided that meet the needs of older people, disabled residents and those facing homelessness.”

The SHIP for 2026 - 2031 will guide funding bids to the Scottish Government and inform delivery through Fife’s Affordable Housing Programme. Individual projects will be subject to committee approval and community engagement.